CLAIM-2026-08-28-11

AI Act Annex III point 5(b) classifies as high-risk those AI systems intended to be used to evaluate the creditworthiness of natural persons or establish their credit score, excepting systems used to detect financial fraud.

Why it matters

A corporate research agent serving MidCorp clients — legal persons — is outside that item, which is why the AI Act is the wrong first instrument to reach for here.

Sources

• euartificia2024annex