CLAIM-2026-10-05-08

AI Act Annex III point 5 is written as use cases about natural persons: 5(a) public authorities evaluating eligibility for essential public assistance benefits including healthcare, 5(b) creditworthiness of natural persons excluding fraud detection, 5(c) risk assessment and pricing for life and health insurance.

Why it matters

This is the sentence that decides whether an agent in a bank or a clinic is high-risk. Neither 'healthcare' nor 'finance' appears as a sector anywhere in Annex III.

Sources

• euaiactexpl2026annex